From first question to documents in your vault.
Most of the journey is self-service and checked as you go. People step in where judgement matters: reviewing your file, dealing with the authority, and answering you.
Private company · Not a government agency · Government fees shown separately

The short version.
Four steps. You always know whose turn it is.
- Step 1
Answer guided questions
Plain-language questions pick the right structure and list what you’ll need. About 12 minutes.
You - Step 2
Upload and pay
Upload IDs and details once. Pay by MoMo or card, with every fee itemised before you confirm.
YouGHBusinessDesk - Step 3
We prepare, submit and track
Your formation lead reviews the file within 1 working day and submits it. A partner professional witnesses or signs where the law requires.
GHBusinessDeskLicensed professional - Step 4
Receive documents, stay compliant
The authority decides. Once approved, documents reach your vault within 1 working day and your compliance calendar starts.
The authority decidesGHBusinessDesk
Prepares, submits, tracks and keeps you informed. We do not decide approvals.
The Registrar (ORC), GRA or GIPA reviews and approves. Their timing is outside our control.
The full journey, in six phases.
Behind the four steps sit 31 stages. The first sixteen are self-service with automatic checks. People take over in Prepare and Resolve, marked here in gold.
- 01
Discover
Stages 1–8Find the right structure and see exactly what it needs.
- Compare business name, partnership and company side by side
- Eligibility checked live: people, residency, nationality, restricted activities
- A personal checklist of the people, details and documents you’ll need
You - 02
Onboard
Stages 9–13Create an account only when you’re ready to save, then upload once.
- Verify your phone and email; capture your Ghana Card or passport
- Co-founders and directors verify their own details
- Documents checked for type, legibility, expiry and matching names
- Review a plain-English summary of everything we will file
You - 03
Pay
Stages 14–16See every fee on its own line, then pay the way you prefer.
- Government, GHBusinessDesk and professional fees itemised, each naming who receives it
- Stamp duty worked out from your stated capital
- Mobile money, card or bank transfer; US-dollar cards for founders abroad
YouGHBusinessDesk - 04
Prepare
Stages 17–21Your formation lead reviews the file and submits it.
- A checklist review, with a second reviewer for every company
- Anything missing comes back as a clear task with a due date, never a vague email
- Forms generated from your answers; witnessing booked where the law requires it
- The authority’s reference is recorded against your file
People at workGHBusinessDeskLicensed professional - 05
Resolve
Stages 22–26We track the authority and handle any questions it raises.
- You see the authority’s status word for word, with what it means
- Any query becomes a task with context and an example answer
- Your response is checked before it is resubmitted
People at workThe authority decidesGHBusinessDesk - 06
Deliver and retain
Stages 27–31Documents reach your vault and your compliance calendar starts.
- Certificates checked against your application, then delivered to your vault
- Optional courier of certified copies
- Your compliance calendar generated from your registration date
- A checklist for what comes next: tax number, bank account, permits, SSNIT
GHBusinessDesk
Who does what.
Three different parties can touch your application. Each has a different job, and a different responsibility.
| The authority decidesGovernment authority | GHBusinessDeskPrivate service company | Licensed professionalPartner lawyer, accountant or secretary | |
|---|---|---|---|
| Decides on registration | Yes | Never | No |
| Sets government fees and requirements | Yes | No. We reflect them. | No |
| Prepares and submits applications | No | Yes, where permitted | Yes |
| Gives legal or tax advice | No | No. General guidance only. | Yes, under licence |
| Holds your documents | Its own records | Yes, securely in your vault | Only what your case needs |
| Is responsible for | Its decisions | Accurate preparation, our service levels, data security | Their professional work |
GHBusinessDesk is a private company, not a government agency. We never make registration decisions and we do not give legal or tax advice.
Our service levels, published.
These are promises about our own work. The authority’s processing time is outside our control, so we track it and show it to you, but never promise it.
- First reviewwithin 1 working day of payment
- Submissionwithin 1 working day of a complete, clean file
- Replieswithin 4 working hours, 08:00–21:00 GMT
- Documentsin your vault within 1 working day of approval
If the authority queries or rejects.
Queries are a normal part of registration. Here is exactly what happens, and what it costs you if we got something wrong.
A query
We tell you straight away
You see the authority’s words as written, and a plain-English explanation of what they mean.
The authority decidesGHBusinessDeskIt becomes a clear task
If anything is needed from you, it arrives as a task with context, an example answer and a due date.
GHBusinessDeskYouWe check it, then resubmit
Your formation lead reviews the response before it goes back, and records the resubmission on your file.
GHBusinessDesk
A rejection, and refunds
If a rejection can be put right, we rework the file and submit again. Refunds follow a published policy.
- Before review starts
- Full refund.
- During review, before submission
- 50% of our service fee, plus all government fees not yet paid.
- After submission
- Service fee not refundable.
- Rejected because of our error
- Free rework or a full service-fee refund, and we cover any repeat government fee.
- Rejected because of information you provided
- Rework at a reduced service fee. Government and professional fees already paid are not refunded.
Government fees already paid to an authority are refunded only if the authority refunds them.
Start today. Finish when it suits you.
No account needed until you’re ready to save. Most people finish the questions in about 12 minutes.
Private company · Not a government agency · Government fees shown separately
